TERMS OF SERVICE

Closer To Purpose

Effective Date: April 17, 2026

PLEASE READ THESE TERMS CAREFULLY BEFORE USING OUR SERVICES. BY ACCESSING OUR WEBSITE, JOINING OUR COMMUNITY, SUBMITTING A FORM, OR PURCHASING ANY PRODUCT OR PROGRAM, YOU AGREE TO BE LEGALLY BOUND BY THESE TERMS.

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1. AGREEMENT TO TERMS

These Terms of Service govern your access to and use of the website closertopurpose.co, our Skool community, digital courses, group and one-on-one mentorship programs, challenges, email communications, and all other services offered by Closer To Purpose (collectively, the "Services").

By using our Services in any way, you confirm you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree, do not use our Services.

2. ELIGIBILITY

You must be at least 18 years old to use our Services. By agreeing to these Terms, you represent and warrant that you are of legal age and have full authority to enter into a binding agreement. Our Services are designed for adults seeking education related to e-commerce, Amazon FBA, and online business building.

3. SERVICES OFFERED

Closer To Purpose offers the following:

* Free Community: Access to our Skool-based community with educational content related to Amazon FBA and e-commerce

* Digital Courses: Self-paced online programs delivered via Kajabi covering product research, Amazon FBA, and e-commerce strategy

* Challenges: Time-limited programs such as our 3-Day Find Your Product Challenge

* Group Mentorship: Live or recorded group coaching sessions

* One-on-One Mentorship: Personalized coaching at higher investment tiers

* Affiliate Resources: Recommendations for third-party tools such as Helium 10 through our affiliate partnerships

Specific deliverables and terms for each program are described at the point of purchase or enrollment and are incorporated into these Terms by reference.

4. PAYMENTS AND BILLING

4.1 Pricing

All prices are in U.S. dollars unless otherwise stated. We reserve the right to change pricing at any time. Changes will not affect completed purchases.

4.2 Payment Processing

Payments are processed securely through SamCart. By completing a purchase, you authorize us to charge your payment method for the full amount shown at checkout. We do not store your full payment card details.

4.3 Payment Plans

Where payment plans are available, you agree to pay all installments as scheduled. Failure to complete installment payments does not entitle you to a refund of amounts already paid and may result in immediate loss of access to all program materials without notice.

4.4 Chargebacks

Initiating a chargeback or payment dispute without first contacting us to resolve the issue is considered a breach of these Terms. We reserve the right to pursue collection of any amounts owed, report fraudulent chargebacks, and permanently revoke your access to all current and future Services.

5. REFUND POLICY

ALL SALES ARE FINAL. Due to the immediately accessible digital nature of our products and services, we do not offer refunds once you have: accessed any course content, attended any coaching or mentorship call, joined our private community, or received any program materials.

No refunds will be issued for the following reasons, without exception:

* Change of mind or personal circumstances

* Failure to use or complete the program

* Dissatisfaction with results or outcomes

* Amazon account suspension, ban, or policy violation

* Financial loss from business decisions made using program information

* Inability to find a winning product or generate sales

In the sole discretion of Closer To Purpose, a refund consideration may be made only in cases of documented technical failure that completely prevented access to purchased content, and only if requested within 7 days of purchase. Any refund decision we make is final. To submit a request, email Closertopurpose@gmail.com.

6. NO GUARANTEE OF OUTCOMES OR RESULTS

OUR PROGRAMS ARE EDUCATIONAL IN NATURE. NOTHING WE OFFER — INCLUDING OUR COURSES, CHALLENGES, MENTORSHIP, COMMUNITY CONTENT, EMAILS, OR ANY OTHER MATERIALS — CONSTITUTES A GUARANTEE OF ANY INCOME, PROFIT, SALES, OR SPECIFIC BUSINESS RESULT.

SPECIFICALLY, WE DO NOT GUARANTEE THAT YOU WILL:

* Find a winning product on Amazon or any other platform

* Successfully launch or scale an Amazon FBA or e-commerce business

* Generate any specific amount of revenue, profit, or return on investment

* Recover the cost of your course, mentorship, tools, inventory, or advertising spend

* Achieve financial freedom or replace your current income

Any income figures, success stories, screenshots, or case studies shared by us or our students are illustrative examples only and not typical results. Individual results depend entirely on personal effort, commitment, market conditions, available capital, prior experience, and many other factors beyond our control.

IN ACCORDANCE WITH FEDERAL TRADE COMMISSION (FTC) GUIDELINES, WE DO NOT MAKE EARNINGS CLAIMS. IF ANY EARNINGS FIGURES ARE REFERENCED IN OUR MARKETING, THEY ARE EXAMPLES OF WHAT IS POSSIBLE — NOT WHAT IS PROBABLE OR GUARANTEED. YOUR RESULTS WILL VARY.

By purchasing or enrolling in any of our programs, you acknowledge that you are buying education — not a business opportunity, not a guaranteed outcome, and not a financial investment.

7. STUDENT RESPONSIBILITY AND USE OF INFORMATION

YOU ARE SOLELY AND ENTIRELY RESPONSIBLE FOR HOW YOU USE THE INFORMATION, STRATEGIES, TOOLS, AND GUIDANCE PROVIDED THROUGH OUR SERVICES.

WE ARE NOT RESPONSIBLE OR LIABLE — UNDER ANY CIRCUMSTANCES — FOR ANY OF THE FOLLOWING:

7.1 Platform Violations and Account Actions

* Any violation of Amazon's Terms of Service, Seller Policies, Community Guidelines, or any other Amazon policy

* Suspension, restriction, or permanent ban of your Amazon seller account or any other platform account

* Violations of the policies of any other marketplace or platform, including but not limited to eBay, Walmart Marketplace, TikTok Shop, Etsy, Shopify, Facebook, Instagram, Google, or any other service

* Loss of any account, storefront, listing, or advertising account on any platform

Amazon's policies change frequently without notice. It is your sole responsibility to read, understand, and stay current with Amazon Seller Central policies, Terms of Service, and any platform rules before taking any action. We make no representation that our methods will always comply with Amazon's current or future policies, as those are outside our control.

7.2 Legal Violations

* Any illegal activity you engage in using information from our programs, including intellectual property infringement, trademark violations, counterfeit goods, tax fraud, import/export violations, or consumer protection law violations

* Legal consequences, fines, penalties, or criminal charges arising from your business activities

* Claims brought against you by Amazon, other platforms, competitors, suppliers, customers, or any third party

All information provided through our Services is intended for lawful use only. You agree to comply with all applicable federal, state, local, and international laws and the rules of every marketplace where you operate. If you are uncertain whether an action is legal or compliant, consult a qualified attorney before proceeding. We are educators, not legal advisors.

7.3 Financial Losses

* Any financial loss resulting from product selections, inventory purchases, advertising spend, supplier payments, shipping costs, or any other business expense

* Losses from market changes, competitor pricing, Amazon algorithm updates, or any external market condition

* Losses from tools or services you purchase based on our recommendations, including Helium 10 or any other affiliate product

* Business debt, loans, credit card charges, or any financial obligation you incur while applying our education

7.4 Third-Party Disputes

* Disputes with suppliers, manufacturers, freight forwarders, prep centers, or any other third party

* Product liability claims, customer complaints, or chargebacks on your own store or seller account

* Issues arising from products you source, import, private label, or sell

We provide education and information. The moment you take action based on that education, all responsibility belongs to you.

8. INTELLECTUAL PROPERTY

All content provided through our Services — including course videos, written materials, templates, worksheets, scripts, community posts by our team, email content, and all other materials — is the intellectual property of Closer To Purpose and is protected by copyright, trademark, and other applicable laws.

You are granted a limited, personal, non-exclusive, non-transferable license to access and use content for your own personal, non-commercial purposes only. You may not:

* Copy, reproduce, distribute, upload, or publicly display any course or program materials

* Share login credentials or grant access to any unauthorized third party

* Record, screenshot, clip, or redistribute any coaching call, live session, or video without express written permission

* Use our content, methods, or frameworks to create competing courses, programs, or products

* Sell, resell, license, or sublicense any of our materials in any form

Violations may result in immediate termination of access without refund and may subject you to legal action including claims for copyright infringement and damages.

9. COMMUNITY STANDARDS AND CONDUCT

By joining our Skool community or participating in any group program, you agree to conduct yourself professionally at all times. The following are strictly prohibited:

* Spam, self-promotion, or unsolicited solicitation of other members

* Harassment, threats, discrimination, or abusive behavior toward any member or team member

* Sharing false, misleading, or harmful information

* Recruiting members into other programs, communities, or business opportunities

* Sharing or distributing paid content within the free community or externally

* Any conduct we determine, in our sole discretion, to be harmful to our community or brand

We reserve the right to remove any member from our community or program at any time, for any reason, without notice and without refund. Our decisions regarding community membership are final.

10. AFFILIATE DISCLOSURE

Closer To Purpose participates in affiliate programs including Helium 10 through Impact.com. We may earn commissions when you purchase third-party products through our links. We are not responsible for the quality, performance, pricing, terms, or availability of any third-party product or service we recommend. Any issues with third-party tools must be resolved directly with that provider.

11. EMAIL AND COMMUNICATIONS CONSENT

By submitting your information through any form, joining our free community, enrolling in a course or challenge, or making a purchase, you consent to receive email communications from us. You may unsubscribe from marketing emails at any time. Transactional emails will continue regardless of marketing preferences.

12. THIRD-PARTY PLATFORMS

Our Services are delivered in part through third-party platforms including Skool, Kajabi, SamCart, Klaviyo, Jotform, and Impact.com. Your use of those platforms is governed by their own terms. We are not responsible for the availability, accuracy, content, or security of any third-party platform. If a platform changes its pricing, features, or terms, or discontinues service, we are not liable for any resulting disruption.

13. DISCLAIMER OF WARRANTIES

THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, OR NON-INFRINGEMENT.

CLOSER TO PURPOSE DOES NOT WARRANT THAT:

* THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS

* ANY INFORMATION OR CONTENT PROVIDED WILL BE ACCURATE, COMPLETE, OR CURRENT

* ANY STRATEGY OR METHOD TAUGHT WILL PRODUCE PROFITABLE OR LEGALLY COMPLIANT RESULTS ON ANY PLATFORM

* YOUR USE OF OUR INFORMATION WILL NOT RESULT IN ACCOUNT SUSPENSION, BAN, OR LEGAL ACTION BY ANY THIRD PARTY

YOUR USE OF THE SERVICES IS ENTIRELY AT YOUR OWN RISK.

14. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, CLOSER TO PURPOSE, ITS OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, AFFILIATES, AND AGENTS SHALL NOT BE LIABLE FOR ANY:

* INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES OF ANY KIND

* LOSS OF PROFITS, REVENUE, DATA, BUSINESS OPPORTUNITIES, OR GOODWILL

* AMAZON OR OTHER PLATFORM ACCOUNT SUSPENSIONS, RESTRICTIONS, OR PERMANENT BANS

* FINANCIAL LOSSES FROM INVENTORY, ADVERTISING, TOOLS, OR ANY BUSINESS DECISION

* LEGAL CLAIMS, FINES, OR PENALTIES ARISING FROM YOUR BUSINESS ACTIVITIES

* FAILURE TO FIND A WINNING PRODUCT OR GENERATE ANY PARTICULAR SALES RESULT

THIS LIMITATION APPLIES REGARDLESS OF THE THEORY OF LIABILITY AND EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN ALL CASES, OUR TOTAL CUMULATIVE LIABILITY TO YOU SHALL NOT EXCEED THE TOTAL AMOUNT YOU PAID US IN THE 90 DAYS IMMEDIATELY PRECEDING THE CLAIM.

SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIABILITY EXCLUSIONS. IN SUCH CASES, OUR LIABILITY IS LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.

15. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless Closer To Purpose and its owners, team members, contractors, and affiliates from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys fees) arising out of or related to:

* Your use of or access to our Services

* Your violation of these Terms

* Your violation of any applicable law, regulation, or third-party platform policy including Amazon Terms of Service

* Your business activities, product sourcing, selling, or advertising decisions

* Any claim by Amazon, customers, suppliers, competitors, or any other third party arising from your actions

This indemnification obligation survives termination of these Terms.

16. ACCOUNT TERMINATION

We reserve the right to suspend or terminate your access to any or all Services at any time, with or without notice, for any reason including but not limited to violation of these Terms, abusive or fraudulent conduct, or initiation of a chargeback. Termination does not entitle you to any refund.

17. DISPUTE RESOLUTION AND GOVERNING LAW

These Terms are governed by the laws of the United States. In the event of any dispute, both parties agree to first attempt resolution through good-faith negotiation for at least 30 days.

IF THE DISPUTE CANNOT BE RESOLVED THROUGH NEGOTIATION, IT SHALL BE SUBMITTED TO BINDING INDIVIDUAL ARBITRATION CONDUCTED IN ANGELES CITY, PAMPANGA, PHILIPPINES. YOU WAIVE YOUR RIGHT TO PARTICIPATE IN ANY CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION. YOU ALSO WAIVE YOUR RIGHT TO A JURY TRIAL. The arbitrator decision shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.

18. MODIFICATIONS TO THESE TERMS

We reserve the right to modify these Terms at any time by updating the effective date at the top of this page. Your continued use of our Services after changes are posted constitutes your acceptance. It is your responsibility to review these Terms periodically.

19. ENTIRE AGREEMENT

These Terms, together with our Privacy Policy and any program-specific terms disclosed at the point of purchase, constitute the entire agreement between you and Closer To Purpose. If any provision is found unenforceable, it will be modified to the minimum extent necessary and all remaining provisions will remain in effect.

20. CONTACT US

If you have questions about these Terms, please contact us:

Closer To Purpose

Website: closertopurpose.org

Email: Closertopurpose@gmail.com